/* ==========================================================================
   BON SEGUROS — HOJA DE ESTILOS ÚNICA
   ==========================================================================

   Todos los valores (tamaños, espaciados, radios) están escritos en línea,
   directo en cada regla, para que sea fácil encontrar y editar un elemento
   sin tener que saltar a buscar una variable en otro lado.

   La ÚNICA excepción son los COLORES: esos sí son variables (abajo en :root),
   porque se repiten en muchos lugares y cambiarlos a mano uno por uno sería
   un dolor de cabeza real.

   ÍNDICE (usa Cmd/Ctrl+F para saltar a una sección):
   1. RESET        — normalización del navegador
   2. COLORES       — paleta de marca (única cosa en :root)
   3. BASE          — body, headings, container, utilidades
   4. COMPONENTES   — botones, cards, badges, formulario, hero-slider
   5. LAYOUT        — topbar, header, hero, footer

   ========================================================================== */


/* ==========================================================================
   1. RESET
   ========================================================================== */

*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  min-height: 100vh;
  line-height: 1.5;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
}

img,
picture,
video,
canvas,
svg {
  display: block;
  max-width: 100%;
  height: auto;
}

input,
button,
textarea,
select {
  font: inherit;
  color: inherit;
}

button {
  background: none;
  border: none;
  cursor: pointer;
}

a {
  color: inherit;
  text-decoration: none;
}

ul,
ol {
  list-style: none;
}

p,
h1,
h2,
h3,
h4,
h5,
h6 {
  overflow-wrap: break-word;
}

:focus-visible {
  outline: 2px solid var(--color-brand-primary);
  outline-offset: 2px;
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}

/* ==========================================================================
   2. COLORES — única cosa que vive como variable
   ========================================================================== */

:root {
  /* Marca */
  --color-brand-dark: #1B7BC4;
  --color-brand-primary: #2BB5F0;
  --color-brand-light: #6FD0FA;
  --color-brand-accent: #33D9DA;
  --color-topbar: #25619C;

  /* Escala de azules */
  --color-blue-50: #F0FAFF;
  --color-blue-100: #DCF2FE;
  --color-blue-200: #B8E4FD;
  --color-blue-300: #8FD3FB;
  --color-blue-400: #6FD0FA;
  --color-blue-500: #2BB5F0;
  --color-blue-600: #1B98D5;
  --color-blue-700: #1B7BC4;
  --color-blue-800: #1A66A8;
  --color-blue-900: #155080;
  --color-blue-950: #0f3655;

  /* Cyan decorativo */
  --color-cyan-500: #33D9DA;

  /* Neutros */
  --color-white: #FFFFFF;
  --color-bg: #FFFFFF;
  --color-surface: #FFFFFF;
  --color-border: #E2E8F0;
  --color-border-strong: #CBD5E1;

  /* Texto */
  --color-text-primary: #0F172A;
  --color-text-secondary: #475569;
  --color-text-tertiary: #64748B;
  --color-text-on-dark: #FFFFFF;
  --color-text-on-dark-muted: rgba(255, 255, 255, 0.85);

  /* Semánticos */
  --color-warning: #D97706;
  --color-danger: #DC2626;
  --color-whatsapp: #25D366;

  /* Formulario: éxito / error */
  --color-success-bg: #ECFDF5;
  --color-success-border: #10B981;
  --color-success-text: #065F46;
  --color-success-text-soft: #047857;
  --color-error-bg: #FEF2F2;
  --color-error-border: #EF4444;
  --color-error-text: #991B1B;
}

/* ==========================================================================
   3. BASE
   ========================================================================== */

body {
  font-family: 'Poppins', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  font-size: 16px;
  font-weight: 400;
  line-height: 1.7;
  color: var(--color-text-primary);
  background-color: var(--color-bg);
}

/* ----- Headings ----- */
h1, h2, h3, h4, h5, h6 {
  font-weight: 700;
  line-height: 1.15;
  color: var(--color-text-primary);
}

h1 { font-size: clamp(2.25rem, 5vw, 3rem); letter-spacing: -0.02em; }
h2 { font-size: clamp(1.875rem, 4vw, 2.25rem); letter-spacing: -0.01em; }
h3 { font-size: 1.25rem; font-weight: 600; }
h4 { font-size: 1.125rem; font-weight: 600; }

p {
  line-height: 1.7;
  color: var(--color-text-secondary);
}

/* ----- Container ----- */
.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

@media (min-width: 768px) {
  .container {
    padding: 0 32px;
  }
}

.container-narrow { max-width: 760px; }
.container-medium { max-width: 900px; }

/* ----- Section ----- */
.section {
  padding: 64px 0;
}

@media (min-width: 768px) {
  .section {
    padding: 96px 0;
  }
}

.section-tight {
  padding: 48px 0;
}

.section-header {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 48px;
}

.section-header h2 {
  margin-bottom: 16px;
}

.section-header p {
  font-size: 1.125rem;
  color: var(--color-text-secondary);
}

.section-header-left {
  text-align: left;
  margin-bottom: 32px;
}

.section-header-left h2 {
  display: flex;
  align-items: center;
  gap: 12px;
}

.section-header-left h2 i {
  color: var(--color-brand-primary);
}

/* ----- Utilidades de espaciado (reemplazan style="margin-top:..." inline) ----- */
.mt-2 { margin-top: 8px; }
.mt-4 { margin-top: 16px; }
.mt-8 { margin-top: 32px; }
.mt-12 { margin-top: 48px; }
.mb-4 { margin-bottom: 16px; }

.text-center { text-align: center; }

/* ----- Utilidades de tamaño de ícono (reemplazan style="font-size:Npx" en <i>) ----- */
.icon-sm { font-size: 14px; }
.icon-base { font-size: 16px; }
.icon-md { font-size: 20px; }
.icon-lg { font-size: 24px; }
.icon-xl { font-size: 28px; }
.icon-2xl { font-size: 32px; }

/* ----- Utilidades ----- */
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.bg-light {
  background-color: var(--color-blue-50);
}

.bg-soft-contrast {
  background-color: var(--color-blue-100);
}

.bg-dark {
  background-color: var(--color-brand-dark);
  color: var(--color-text-on-dark);
}

.bg-dark p {
  color: var(--color-text-on-dark-muted);
}

.bg-dark h1,
.bg-dark h2,
.bg-dark h3,
.bg-dark h4 {
  color: var(--color-text-on-dark);
}

/* ==========================================================================
   4. COMPONENTES
   ========================================================================== */

/* ----- Botones ----- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 24px;
  font-size: 1rem;
  font-weight: 600;
  line-height: 1;
  border-radius: 8px;
  border: 2px solid transparent;
  cursor: pointer;
  transition: all 250ms ease;
  white-space: nowrap;
  text-align: center;
}

.btn-primary {
  background-color: var(--color-brand-primary);
  color: var(--color-white);
}

.btn-primary:hover {
  background-color: var(--color-blue-700);
  transform: translateY(-2px);
  box-shadow: 0 10px 15px -3px rgba(27, 123, 196, 0.12), 0 4px 6px -2px rgba(27, 123, 196, 0.06);
}

.btn-primary:active {
  transform: translateY(0);
}

.btn-secondary {
  background-color: transparent;
  color: var(--color-brand-primary);
  border-color: var(--color-brand-primary);
}

.btn-secondary:hover {
  background-color: var(--color-brand-primary);
  color: var(--color-white);
}

/* Botón para la acción principal de las cards (Cotizar aquí / Más información): azul oscuro, buen contraste */
.btn-soft {
  background-color: var(--color-brand-dark);
  color: var(--color-white);
  border-color: transparent;
}

.btn-soft:hover {
  background-color: var(--color-blue-900);
  color: var(--color-white);
}

/* Variante para usarse sobre fondos de color: borde y texto blancos */
.btn-secondary-on-dark {
  background-color: transparent;
  color: var(--color-white);
  border-color: var(--color-white);
}

.btn-secondary-on-dark:hover {
  background-color: var(--color-white);
  color: var(--color-brand-dark);
}

.btn-white,
.nav a.btn-white {
  background-color: var(--color-white);
  color: var(--color-brand-dark);
}

.btn-white:hover,
.nav a.btn-white:hover {
  background-color: var(--color-white);
  color: var(--color-brand-dark);
}

.btn-whatsapp {
  background-color: var(--color-whatsapp);
  color: var(--color-white);
}

.btn-whatsapp:hover {
  background-color: #1FAD52;
  color: var(--color-white);
}

.btn-large {
  padding: 16px 32px;
  font-size: 1.125rem;
}

.btn-full { width: 100%; }

.btn[disabled] {
  opacity: 0.6;
  cursor: not-allowed;
  transform: none !important;
}

/* ----- Badges ----- */
.badge {
  display: inline-block;
  padding: 8px 16px;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  border-radius: 9999px;
  background-color: var(--color-blue-100);
  color: var(--color-brand-dark);
}

.badge-dark {
  background-color: var(--color-brand-primary);
  color: var(--color-white);
}

.badge-light {
  display: inline-block;
  background-color: rgba(255, 255, 255, 0.15);
  color: var(--color-white);
  backdrop-filter: blur(8px);
  margin-bottom: 16px;
}

/* ----- Cards ----- */
.card {
  background-color: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: 12px;
  padding: 32px;
  transition: all 250ms ease;
}

.card:hover {
  border-color: var(--color-brand-primary);
  box-shadow: 0 10px 15px -3px rgba(27, 123, 196, 0.12), 0 4px 6px -2px rgba(27, 123, 196, 0.06);
  transform: translateY(-4px);
}

.card-icon {
  width: 56px;
  height: 56px;
  border-radius: 8px;
  background-color: var(--color-blue-50);
  color: var(--color-brand-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  transition: all 250ms ease;
}

.card:hover .card-icon {
  background-color: var(--color-brand-primary);
  color: var(--color-white);
  transform: scale(1.05);
}

.card-icon svg,
.card-icon i {
  width: 28px;
  height: 28px;
  font-size: 28px;
}

.card h3 {
  margin-bottom: 12px;
  color: var(--color-brand-dark);
}

.card p {
  font-size: 0.875rem;
  line-height: 1.7;
}

/* ----- Product Card (tarjeta de seguro: foto + icono + 2 botones) ----- */
.product-card {
  background-color: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: 12px;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  box-shadow: 0 1px 3px rgba(15, 23, 42, 0.06), 0 8px 24px -12px rgba(15, 23, 42, 0.12);
  transition: all 250ms ease;
}

.product-card:hover {
  border-color: var(--color-brand-primary);
  box-shadow: 0 12px 24px -8px rgba(27, 123, 196, 0.18), 0 4px 8px -4px rgba(27, 123, 196, 0.1);
  transform: translateY(-4px);
}

.product-card-image {
  position: relative;
  aspect-ratio: 16 / 9;
  background: var(--color-blue-50);
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}

.product-card-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.product-card-placeholder {
  color: var(--color-brand-light);
  font-size: 0.875rem;
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.1em;
}

.product-card-body {
  padding: 24px;
  display: flex;
  flex-direction: column;
  flex: 1;
}

.product-card-body h3 {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 12px;
  color: var(--color-brand-dark);
}

.product-card-body h3 i {
  font-size: 20px;
  color: var(--color-brand-primary);
  flex-shrink: 0;
}

.product-card-body p {
  font-size: 0.875rem;
  line-height: 1.7;
  margin-bottom: 20px;
  flex: 1;
}

.product-card-actions {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

/* Variante con 2 botones lado a lado en desktop (usada en seguros.html) */
.product-card-actions-split {
  flex-direction: column;
}

@media (min-width: 900px) {
  .product-card-actions-split {
    flex-direction: row;
  }
  .product-card-actions-split .btn {
    flex: 1;
  }
}

.product-card-actions .btn {
  padding: 8px 16px;
  font-size: 0.875rem;
}

/* ----- Grid de cards ----- */
.grid {
  display: grid;
  gap: 24px;
}

.grid-3 { grid-template-columns: 1fr; }

@media (min-width: 640px) {
  .grid-3 { grid-template-columns: repeat(2, 1fr); }
}

@media (min-width: 1024px) {
  .grid-3 { grid-template-columns: repeat(3, 1fr); }
}

.grid-2 { grid-template-columns: 1fr; }

@media (min-width: 768px) {
  .grid-2 { grid-template-columns: repeat(2, 1fr); }
}

.grid-stats {
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 32px;
  text-align: center;
}

.stat-number {
  font-size: 2.25rem;
  font-weight: 700;
  color: var(--color-brand-primary);
  line-height: 1;
}

.stat-label {
  margin-top: 8px;
  font-size: 0.875rem;
}

/* ----- WhatsApp flotante ----- */
.whatsapp-float {
  position: fixed;
  bottom: 24px;
  right: 24px;
  width: 60px;
  height: 60px;
  background-color: var(--color-whatsapp);
  color: var(--color-white);
  border-radius: 9999px;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 10px 15px -3px rgba(27, 123, 196, 0.12), 0 4px 6px -2px rgba(27, 123, 196, 0.06);
  z-index: 100;
  transition: all 250ms ease;
  animation: pulse 2s infinite;
}

.whatsapp-float:hover {
  transform: scale(1.1);
  background-color: #1FAD52;
}

.whatsapp-float svg {
  width: 32px;
  height: 32px;
}

@keyframes pulse {
  0%, 100% {
    box-shadow: 0 10px 15px -3px rgba(27, 123, 196, 0.12), 0 0 0 0 rgba(37, 211, 102, 0.5);
  }
  50% {
    box-shadow: 0 10px 15px -3px rgba(27, 123, 196, 0.12), 0 0 0 16px rgba(37, 211, 102, 0);
  }
}

/* ----- Spinner de carga ----- */
@keyframes spin {
  to { transform: rotate(360deg); }
}

.icon-spin {
  animation: spin 1s linear infinite;
}

/* ----- Formulario simple ----- */
.form-group {
  margin-bottom: 20px;
}

.form-label {
  display: block;
  font-size: 0.875rem;
  font-weight: 500;
  margin-bottom: 8px;
  color: var(--color-text-primary);
}

.form-input,
.form-textarea,
.form-select {
  width: 100%;
  padding: 12px 16px;
  font-size: 1rem;
  border: 1px solid var(--color-border-strong);
  border-radius: 8px;
  background-color: var(--color-white);
  transition: all 150ms ease;
}

.form-input:focus,
.form-textarea:focus,
.form-select:focus {
  outline: none;
  border-color: var(--color-brand-primary);
  box-shadow: 0 0 0 3px rgba(31, 165, 243, 0.2);
}

.form-input::placeholder,
.form-textarea::placeholder {
  color: var(--color-border-strong);
}

.form-textarea {
  min-height: 120px;
  resize: vertical;
}

.form-input-uppercase {
  text-transform: uppercase;
}

/* ----- Formulario de cotización ----- */
.quote-form-wrapper {
  background: var(--color-surface);
  border-radius: 12px;
  padding: 40px 32px;
  box-shadow: 0 10px 15px -3px rgba(27, 123, 196, 0.12), 0 4px 6px -2px rgba(27, 123, 196, 0.06);
  border: 1px solid var(--color-border);
}

@media (max-width: 640px) {
  .quote-form-wrapper {
    padding: 32px 20px;
  }
}

.quote-form {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
}

@media (min-width: 640px) {
  .form-row {
    grid-template-columns: 1fr 1fr;
  }
}

.form-section-title {
  font-size: 0.875rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--color-brand-dark);
  padding-bottom: 8px;
  border-bottom: 2px solid var(--color-blue-100);
  margin-top: 16px;
  margin-bottom: 8px;
}

.form-section-title:first-child {
  margin-top: 0;
}

.quote-form .form-group {
  margin-bottom: 0;
}

.form-disclaimer {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.75rem;
  color: var(--color-text-tertiary);
  text-align: center;
  justify-content: center;
  margin-top: 8px;
}

.form-honeypot {
  position: absolute;
  left: -9999px;
}

/* ----- Mensajes del formulario ----- */
.form-message {
  padding: 16px 20px;
  border-radius: 8px;
  margin-bottom: 24px;
  display: flex;
  align-items: flex-start;
  gap: 12px;
}

.form-message-success {
  background: var(--color-success-bg);
  border: 1px solid var(--color-success-border);
  color: var(--color-success-text);
}

.form-message-success strong {
  display: block;
  margin-bottom: 4px;
}

.form-message-success p {
  color: var(--color-success-text-soft);
  font-size: 0.875rem;
  margin: 0;
}

.form-message-error {
  background: var(--color-error-bg);
  border: 1px solid var(--color-error-border);
  color: var(--color-error-text);
}

.field-error {
  display: block;
  font-size: 0.75rem;
  color: var(--color-danger);
  margin-top: 4px;
  min-height: 16px;
}

.form-input[aria-invalid="true"],
.form-textarea[aria-invalid="true"],
.form-select[aria-invalid="true"] {
  border-color: var(--color-danger);
  box-shadow: 0 0 0 3px rgba(220, 38, 38, 0.1);
}

.whatsapp-alt {
  margin-top: 32px;
  padding: 24px;
  background: var(--color-blue-50);
  border-radius: 12px;
  text-align: center;
}

.whatsapp-alt p {
  margin-bottom: 16px;
  color: var(--color-text-secondary);
}

/* ----- Contacto: lista de canales + formulario lado a lado ----- */
.contact-split {
  display: grid;
  grid-template-columns: 1fr;
  gap: 40px;
  align-items: start;
}

@media (min-width: 900px) {
  .contact-split {
    grid-template-columns: 0.85fr 1.15fr;
  }
}

.contact-channel-list {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.contact-channel-item {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 20px 12px;
  border-bottom: 1px solid var(--color-border);
  border-radius: 10px;
  transition: background-color 200ms ease;
}

.contact-channel-item:hover {
  background-color: var(--color-blue-50);
}

.contact-channel-item:first-child {
  padding-top: 8px;
}

.contact-channel-item:last-child {
  border-bottom: none;
}

.contact-channel-icon {
  flex-shrink: 0;
  width: 48px;
  height: 48px;
  border-radius: 9999px;
  background: var(--color-blue-50);
  color: var(--color-brand-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
}

.contact-channel-icon-whatsapp {
  background: rgba(37, 211, 102, 0.12);
  color: var(--color-whatsapp);
}

.contact-channel-text {
  flex: 1;
  min-width: 0;
}

.contact-channel-text h4 {
  font-size: 1.125rem;
  margin-bottom: 2px;
}

.contact-channel-text p {
  font-size: 1rem;
  margin: 0;
  color: var(--color-text-secondary);
  font-weight: 500;
}

.contact-channel-action {
  flex-shrink: 0;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-brand-dark);
  display: flex;
  align-items: center;
  gap: 4px;
}

.contact-channel-item:hover .contact-channel-action {
  color: var(--color-brand-primary);
}

.contact-form-card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: 12px;
  padding: 24px;
  box-shadow: 0 10px 15px -3px rgba(27, 123, 196, 0.12), 0 4px 6px -2px rgba(27, 123, 196, 0.06);
}

@media (max-width: 640px) {
  .contact-form-card {
    padding: 20px 16px;
  }
}

.contact-form-card h3 {
  color: var(--color-brand-dark);
  margin-bottom: 4px;
}

.contact-form-card-subtitle {
  font-size: 0.875rem;
  color: var(--color-text-tertiary);
  margin-bottom: 16px;
}

.contact-form-card .form-group {
  margin-bottom: 14px;
}

.contact-form-card .form-input,
.contact-form-card .form-textarea {
  padding: 10px 14px;
}

.contact-form-card .form-textarea {
  min-height: 90px;
}

/* Sección CONTÁCTANOS (contacto.html): título + canales + formulario, todo sobre el degradé */
.contact-section {
  padding-top: 48px;
  background: linear-gradient(180deg, var(--color-blue-50) 0%, var(--color-white) 460px);
}

/* Título y bajada de la sección de contacto, centrados dentro del degradé */
.contact-intro {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 48px;
}

.contact-intro h2 {
  margin-bottom: 12px;
}

.contact-intro p {
  font-size: 1.125rem;
  color: var(--color-text-secondary);
  margin: 0;
}

/* ----- Banner de cotización ----- */
.cotizar-banner {
  position: relative;
  height: 320px;
  overflow: hidden;
  background: var(--color-blue-900);
}

@media (min-width: 768px) {
  .cotizar-banner { height: 380px; }
}

.cotizar-banner picture,
.cotizar-banner img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center center;
}

.cotizar-banner::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(
    90deg,
    rgba(21, 80, 128, 0.92) 0%,
    rgba(27, 123, 196, 0.78) 45%,
    rgba(27, 123, 196, 0.35) 100%
  );
}

.cotizar-banner .container {
  position: relative;
  z-index: 1;
  height: 100%;
  display: flex;
  flex-direction: column;
  justify-content: center;
  color: var(--color-white);
}

.cotizar-banner h1 {
  color: var(--color-white);
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  line-height: 1.1;
  margin-bottom: 12px;
}

.cotizar-banner p {
  color: rgba(255, 255, 255, 0.92);
  font-size: 1.125rem;
  max-width: 540px;
  margin: 0;
}

.cotizar-banner .badge-light {
  align-self: flex-start;
}

/* ----- Protocolos de siniestros ----- */
.protocol {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: 12px;
  padding: 32px;
  margin-bottom: 24px;
  transition: all 250ms ease;
}

.protocol:hover {
  border-color: var(--color-brand-primary);
  box-shadow: 0 4px 6px -1px rgba(27, 123, 196, 0.1), 0 2px 4px -1px rgba(27, 123, 196, 0.06);
}

.protocol-header {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 20px;
  padding-bottom: 16px;
  border-bottom: 1px solid var(--color-border);
}

.protocol-icon {
  width: 48px;
  height: 48px;
  border-radius: 8px;
  background: var(--color-blue-50);
  color: var(--color-brand-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.protocol-icon i {
  font-size: 24px;
}

.protocol-list {
  list-style: none;
  counter-reset: step;
  padding: 0;
}

.protocol-list li {
  counter-increment: step;
  position: relative;
  padding-left: 40px;
  padding-bottom: 16px;
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.protocol-list li::before {
  content: counter(step);
  position: absolute;
  left: 0;
  top: 0;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--color-brand-primary);
  color: var(--color-white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.875rem;
  font-weight: 700;
}

.alert-box {
  background: rgba(217, 119, 6, 0.08);
  border-left: 4px solid var(--color-warning);
  padding: 16px 20px;
  border-radius: 8px;
  margin-top: 16px;
  font-size: 0.875rem;
}

.alert-box strong {
  color: var(--color-warning);
}

/* ----- Tarjetas de contacto ----- */
.contact-card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: 12px;
  padding: 32px;
  text-align: center;
  transition: all 250ms ease;
  height: 100%;
}

.contact-card:hover {
  border-color: var(--color-brand-primary);
  transform: translateY(-4px);
  box-shadow: 0 10px 15px -3px rgba(27, 123, 196, 0.12), 0 4px 6px -2px rgba(27, 123, 196, 0.06);
}

.contact-card-icon {
  width: 64px;
  height: 64px;
  border-radius: 9999px;
  background: var(--color-blue-50);
  color: var(--color-brand-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px;
}

.contact-card-icon i {
  font-size: 32px;
}

.contact-card-icon-whatsapp {
  background: rgba(37, 211, 102, 0.1);
  color: var(--color-whatsapp);
}

.contact-card h3 {
  margin-bottom: 8px;
  color: var(--color-brand-dark);
}

.contact-card p {
  font-size: 0.875rem;
  margin-bottom: 16px;
}

.contact-card .value {
  font-weight: 600;
  color: var(--color-brand-primary);
  font-size: 1.125rem;
  display: block;
  margin-bottom: 16px;
}

.contact-card .value-compact {
  font-size: 1rem;
}

.contact-card-link {
  text-decoration: none;
  display: block;
  height: 100%;
}

/* ----- Tarjetas del equipo ----- */
.agent-card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: 12px;
  padding: 32px;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 8px;
  box-shadow: 0 1px 3px rgba(15, 23, 42, 0.06), 0 8px 24px -12px rgba(15, 23, 42, 0.15);
  transition: all 250ms ease;
}

.agent-card:hover {
  border-color: var(--color-brand-primary);
  box-shadow: 0 10px 15px -3px rgba(27, 123, 196, 0.12), 0 4px 6px -2px rgba(27, 123, 196, 0.06);
  transform: translateY(-4px);
}

.agent-avatar {
  width: 196px;
  height: 196px;
  border-radius: 9999px;
  background: linear-gradient(135deg, var(--color-brand-primary) 0%, var(--color-brand-dark) 100%);
  color: var(--color-white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.875rem;
  font-weight: 700;
  margin-bottom: 8px;
  letter-spacing: -0.02em;
  overflow: hidden;
}

.agent-avatar img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.agent-card h3 {
  color: var(--color-brand-dark);
}

.agent-role {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 38px;
  background: var(--color-blue-50);
  color: var(--color-brand-primary);
  font-size: 0.75rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  padding: 4px 14px;
  border-radius: 9999px;
  margin-bottom: 8px;
  text-align: center;
}

.team-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
  max-width: 1000px;
  margin: 0 auto;
}

@media (min-width: 640px) {
  .team-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (min-width: 900px) {
  .team-grid { grid-template-columns: repeat(3, 1fr); }
}

/* ----- Mapa embebido ----- */
.map-frame {
  width: 100%;
  height: 400px;
  border: 0;
  border-radius: 12px;
  overflow: hidden;
}

.map-location-label {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}

/* ----- Pill de compañía aseguradora ----- */
.companies-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
  max-width: 960px;
  margin: 0 auto;
}

@media (min-width: 640px) {
  .companies-grid { grid-template-columns: repeat(4, 1fr); }
}

@media (min-width: 1024px) {
  .companies-grid { grid-template-columns: repeat(8, 1fr); }
}

.company-pill {
  background-color: var(--color-white);
  padding: 16px 12px;
  border-radius: 12px;
  text-align: center;
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--color-text-secondary);
  border: 1px solid var(--color-border);
  transition: all 250ms ease;
}

.company-pill:hover {
  border-color: var(--color-brand-primary);
  color: var(--color-brand-dark);
  transform: translateY(-2px);
  box-shadow: 0 4px 6px -1px rgba(27, 123, 196, 0.1), 0 2px 4px -1px rgba(27, 123, 196, 0.06);
}

.company-pill img {
  max-height: 32px;
  width: auto;
  margin: 0 auto 8px;
}

/* ==========================================================================
   5. LAYOUT
   ========================================================================== */

/* ----- Topbar ----- */
.topbar {
  background-color: var(--color-topbar);
  color: var(--color-white);
  font-family: 'Poppins', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
}

.topbar-inner {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding-block: 8px;
  font-size: 0.875rem;
}

.topbar-contact {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
}

.topbar-contact span {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  color: var(--color-white);
  font-weight: 500;
  white-space: nowrap;
}

.topbar-social {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-shrink: 0;
}

.topbar-social a {
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-white);
  font-size: 15px;
  transition: opacity 150ms ease;
}

.topbar-social a:hover {
  opacity: 0.75;
}

.topbar-social img {
  height: 16px;
  width: auto;
  display: block;
}

@media (max-width: 480px) {
  .topbar-inner {
    font-size: 0.75rem;
    padding-block: 8px;
  }
  .topbar-contact { gap: 8px; }
  .topbar-social { gap: 8px; }
}

/* ----- Header ----- */
.header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: linear-gradient(135deg, var(--color-blue-700) 0%, var(--color-blue-600) 100%);
  height: 80px;
  display: flex;
  align-items: center;
  transition: all 250ms ease;
}

.header-inner {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 8px;
  text-decoration: none;
}

.logo img {
  height: 44px;
  width: auto;
  display: block;
}

@media (max-width: 640px) {
  .logo img { height: 36px; }
}

.nav {
  display: none;
  align-items: center;
  gap: 32px;
}

@media (min-width: 1024px) {
  .nav { display: flex; }
}

.nav a {
  color: var(--color-text-on-dark);
  font-size: 0.875rem;
  font-weight: 500;
  position: relative;
  transition: color 150ms ease;
}

.nav a::after {
  content: '';
  position: absolute;
  bottom: -6px;
  left: 0;
  width: 0;
  height: 2px;
  background-color: var(--color-blue-400);
  transition: width 250ms ease;
}

.nav a:hover::after,
.nav a.active::after {
  width: 100%;
}

/* ----- Menú móvil ----- */
.menu-toggle {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  color: var(--color-white);
  border-radius: 8px;
}

.menu-toggle i {
  font-size: 24px;
}

.menu-toggle:hover {
  background-color: rgba(255, 255, 255, 0.1);
}

@media (min-width: 1024px) {
  .menu-toggle { display: none; }
}

.mobile-nav {
  position: absolute;
  top: 100%;
  left: 0;
  right: 0;
  background: linear-gradient(135deg, var(--color-blue-700) 0%, var(--color-blue-600) 100%);
  padding: 24px;
  transform: translateY(-100%);
  opacity: 0;
  visibility: hidden;
  transition: all 250ms ease;
  z-index: 40;
  border-top: 1px solid rgba(255, 255, 255, 0.15);
}

.mobile-nav.open {
  transform: translateY(0);
  opacity: 1;
  visibility: visible;
}

.mobile-nav ul {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.mobile-nav a {
  display: block;
  padding: 12px 0;
  color: var(--color-white);
  font-size: 1.125rem;
  font-weight: 500;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

/* ----- Hero Slider ----- */
.hero-slider {
  position: relative;
  width: 100%;
  height: 560px;
  overflow: hidden;
}

@media (max-width: 768px) {
  .hero-slider { height: 460px; }
}

.hero-slide {
  position: absolute;
  inset: 0;
  visibility: hidden;
  z-index: 1;
  transform: translateX(40px);
  transition: transform 700ms ease, visibility 0s 700ms;
}

.hero-slide.is-active {
  visibility: visible;
  z-index: 2;
  transform: translateX(0);
  transition: transform 700ms ease;
}

/* La diapositiva saliente se desliza hacia el lado opuesto en vez de solo desaparecer */
.hero-slide.is-leaving {
  z-index: 1;
  transform: translateX(-40px);
  transition: transform 700ms ease;
}

.hero-slide img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
}

.hero-slide .container {
  position: relative;
  z-index: 3;
  height: 100%;
}

.hero-slide::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(
    90deg,
    rgba(10, 20, 35, 0.82) 0%,
    rgba(10, 20, 35, 0.55) 38%,
    rgba(10, 20, 35, 0.18) 65%,
    rgba(10, 20, 35, 0.05) 100%
  );
}

.hero-slide-content {
  position: relative;
  z-index: 3;
  height: 100%;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: flex-start;
  text-align: left;
  max-width: 560px;
  color: var(--color-white);
}

.hero-slide-content > * {
  opacity: 0;
  transform: translateY(16px);
  transition: opacity 600ms ease, transform 600ms ease;
}

.hero-slide.is-active .hero-slide-content > * {
  opacity: 1;
  transform: translateY(0);
}

.hero-slide.is-active .hero-slide-content > *:nth-child(1) { transition-delay: 200ms; }
.hero-slide.is-active .hero-slide-content > *:nth-child(2) { transition-delay: 300ms; }
.hero-slide.is-active .hero-slide-content > *:nth-child(3) { transition-delay: 400ms; }

@media (max-width: 768px) {
  .hero-slide-content {
    align-items: center;
    text-align: center;
    max-width: 100%;
    margin: 0 auto;
  }
}

.hero-slide-content h1 {
  color: var(--color-white);
  font-size: clamp(2rem, 4.5vw, 3.25rem);
  line-height: 1.1;
  margin-bottom: 16px;
}

/* Variante de título más grande para el slide promocional */
.hero-slide-title-lg {
  font-size: clamp(2.25rem, 5.5vw, 3.75rem) !important;
  line-height: 1.05 !important;
}

.hero-slide-badge {
  font-size: 0.875rem;
  padding: 8px 18px;
}

.hero-slide-content p {
  color: rgba(255, 255, 255, 0.92);
  font-size: clamp(1.25rem, 1.5vw, 1.5rem);
  margin-bottom: 32px;
  max-width: 460px;
}

@media (max-width: 768px) {
  .hero-slide-content p {
    margin-left: auto;
    margin-right: auto;
  }
}

/* ----- Controles del slider ----- */
.hero-slider-arrow {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  z-index: 4;
  width: 44px;
  height: 44px;
  border-radius: 9999px;
  background: rgba(255, 255, 255, 0.15);
  backdrop-filter: blur(4px);
  color: var(--color-white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  transition: background 150ms ease;
}

.hero-slider-arrow:hover {
  background: rgba(255, 255, 255, 0.3);
}

.hero-slider-arrow.prev { left: 16px; }
.hero-slider-arrow.next { right: 16px; }

@media (max-width: 640px) {
  .hero-slider-arrow {
    width: 36px;
    height: 36px;
    font-size: 16px;
  }
  .hero-slider-arrow.prev { left: 12px; }
  .hero-slider-arrow.next { right: 12px; }
}

.hero-slider-dots {
  position: absolute;
  bottom: 24px;
  left: 50%;
  transform: translateX(-50%);
  z-index: 4;
  display: flex;
  gap: 8px;
}

.hero-slider-dot {
  width: 10px;
  height: 10px;
  border-radius: 9999px;
  background: rgba(255, 255, 255, 0.45);
  transition: all 250ms ease;
  cursor: pointer;
}

.hero-slider-dot.is-active {
  background: var(--color-white);
  width: 28px;
}

/* ----- Barra info / WhatsApp ----- */
.info-bar {
  display: block;
  background-color: var(--color-blue-50);
  border-top: 1px solid var(--color-border);
  border-bottom: 1px solid var(--color-border);
  transition: background-color 150ms ease;
}

.info-bar:hover {
  background-color: var(--color-blue-100);
}

.info-bar-inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 24px;
  font-size: 0.875rem;
  color: var(--color-text-secondary);
  text-align: center;
}

.info-bar-inner i {
  font-size: 18px;
  color: var(--color-brand-dark);
}

.info-bar-inner strong {
  color: var(--color-brand-dark);
  font-weight: 600;
}

/* Media query: .info-bar vertical en móvil */
@media (max-width: 640px) {
  .info-bar-inner {
    flex-direction: column;
    gap: 2px;
    padding: 10px 12px;
  }
}

/* ----- Eyebrow + título liviano ----- */
.eyebrow {
  display: block;
  font-size: 1.0rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-brand-primary);
  margin-bottom: 8px;
}

.eyebrow-on-dark {
  color: var(--color-blue-300);
}

/* Edita aquí el grosor del título "SEGUROS PARA CADA NECESIDAD" */
.section-title-light {
  font-weight: 600;
  letter-spacing: 0.01em;
}

.section-title-on-dark {
  color: var(--color-white);
}

.section-products {
  padding-top: 48px;
}

/* Más separación entre las product-cards de la home (horizontal y vertical) */
.products-section .grid-3 {
  gap: 32px;
}

@media (min-width: 1024px) {
  .products-section .grid-3 {
    gap: 40px;
  }
}

/* ----- Sección Confianza y respaldo: título + carrusel infinito de logos de aseguradoras ----- */
.partners-section {
  margin-top: 30px;
  padding: 48px 0;
  background-color: var(--color-white);
  text-align: center;
}

.partners-section h3 {
  font-size: 1.75rem;
  margin-bottom: 24px;
}

/* Mini-link "Ver todas →" bajo el título, lleva a Sitios de interés en seguros.html */
.partners-section-link {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-brand-dark);
  margin-bottom: 24px;
  transition: color 150ms ease;
}

.partners-section-link:hover {
  color: var(--color-brand-primary);
}

.partners-section-link i {
  font-size: 14px;
}

.partners-marquee {
  position: relative;
  overflow: hidden;
  width: 100%;
  -webkit-mask-image: linear-gradient(90deg, transparent, white 8%, white 92%, transparent);
  mask-image: linear-gradient(90deg, transparent, white 8%, white 92%, transparent);
}

.partners-marquee-track {
  display: flex;
  align-items: center;
  gap: 56px;
  width: max-content;
  animation: partners-scroll 75s linear infinite;
}

.partners-marquee:hover .partners-marquee-track {
  animation-play-state: paused;
}

.partners-marquee-track img {
  height: 28px;
  width: auto;
  flex-shrink: 0;
  opacity: 0.65;
  filter: grayscale(100%);
  transition: opacity 200ms ease, filter 200ms ease;
}

.partners-marquee-track img:hover {
  opacity: 1;
  filter: grayscale(0%);
}

@keyframes partners-scroll {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}

@media (prefers-reduced-motion: reduce) {
  .partners-marquee-track {
    animation: none;
  }
}

/* ----- Sección CMF: logo a la izquierda + lista de puntos delgada a la derecha ----- */
.cmf-section {
  background-color: var(--color-blue-900);
}

.cmf-section-title {
  text-align: center;
  color: var(--color-white);
  font-size: 1.5rem;
  margin-bottom: 32px;
}

.cmf-row {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 56px;
  max-width: 760px;
  margin: 0 auto;
}

@media (max-width: 768px) {
  .cmf-row {
    flex-direction: column;
    align-items: center;
    gap: 24px;
  }

  .trust-list {
    align-items: center;
    width: 100%;
  }

  .trust-item {
    justify-content: center;
  }
}

.cmf-seal {
  position: relative;
  flex-shrink: 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 12px;
  padding: 24px 32px;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 12px;
}

.cmf-seal-check {
  position: absolute;
  top: -10px;
  right: -10px;
  width: 28px;
  height: 28px;
  border-radius: 9999px;
  background: rgb(32, 165, 189);
  color: var(--color-white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  border: 2px solid var(--color-blue-900);
}

.cmf-seal-label {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-blue-300);
}

.cmf-seal img {
  width: 180px;
  height: auto;
}

@media (max-width: 480px) {
  .cmf-seal img {
    width: 150px;
  }
}

.trust-list {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

@media (min-width: 769px) {
  .trust-list {
    flex: 0 1 320px;
  }
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 12px;
}

.trust-item i {
  flex-shrink: 0;
  font-size: 22px;
  color: var(--color-blue-300);
}

.trust-item h4 {
  color: var(--color-white);
  font-size: 0.9375rem;
  margin: 0;
}

/* ----- CTA Final ----- */
.cta-final {
  padding: 64px 0;
  background-color: var(--color-white);
}

.cta-final-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 40px;
  align-items: center;
}

@media (min-width: 900px) {
  .cta-final-grid { grid-template-columns: 1.1fr 0.9fr; }
}

.cta-final-content h2 {
  margin-bottom: 16px;
}

.cta-final-content p {
  font-size: 1.125rem;
  margin-bottom: 32px;
  max-width: 520px;
}

.cta-final .cta-buttons {
  justify-content: flex-start;
}

.cta-final-image img {
  width: 100%;
  border-radius: 12px;
  box-shadow: 0 10px 15px -3px rgba(27, 123, 196, 0.12), 0 4px 6px -2px rgba(27, 123, 196, 0.06);
}

@media (max-width: 899px) {
  .cta-final-image {
    order: -1;
    max-width: 420px;
    margin: 0 auto;
  }

  /* En móvil/tablet el contenido se centra junto con la imagen */
  .cta-final-content {
    text-align: center;
  }

  .cta-final-content p {
    margin-left: auto;
    margin-right: auto;
  }

  .cta-final .cta-buttons {
    justify-content: center;
  }
}

/* ----- CTA Section (genérica, usada en otras páginas) ----- */
.cta-section {
  background: linear-gradient(135deg, var(--color-blue-700) 0%, var(--color-blue-500) 50%, var(--color-cyan-500) 100%);
  color: var(--color-white);
  text-align: center;
}

.cta-section h2 {
  color: var(--color-white);
  margin-bottom: 16px;
}

.cta-section p {
  color: var(--color-text-on-dark-muted);
  font-size: 1.125rem;
  margin-bottom: 32px;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.cta-buttons {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
}

/* ----- Footer ----- */
.footer {
  background: linear-gradient(135deg, var(--color-blue-800) 0%, var(--color-blue-700) 100%);
  color: var(--color-text-on-dark-muted);
  padding: 64px 0 32px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 40px;
  margin-bottom: 48px;
}

@media (min-width: 768px) {
  .footer-grid { grid-template-columns: 2fr 1fr 1fr; }
}

.footer-brand .logo {
  margin-bottom: 16px;
}

.footer-brand p {
  color: var(--color-text-on-dark-muted);
  font-size: 0.875rem;
  max-width: 320px;
}

.footer h4 {
  color: var(--color-white);
  font-size: 0.875rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: 16px;
}

.footer ul {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.footer ul a {
  color: var(--color-text-on-dark-muted);
  font-size: 0.875rem;
  transition: color 150ms ease;
}

.footer ul a:hover {
  color: var(--color-white);
}

/* Enlaces del footer: interlineado más compacto + viñeta "›" en cada link */
.footer-links {
  gap: 8px;
}

.footer-links a {
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.footer-links a::before {
  content: "›";
  color: var(--color-blue-400);
  font-weight: 600;
  font-size: 1rem;
  line-height: 1;
}

.footer-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  font-size: 0.875rem;
}

.footer-contact-item i {
  flex-shrink: 0;
  font-size: 16px;
  margin-top: 3px;
  color: var(--color-blue-400);
}

.footer-bottom {
  padding-top: 32px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  display: flex;
  flex-direction: column;
  gap: 16px;
  align-items: center;
  font-size: 0.75rem;
  color: rgba(255, 255, 255, 0.5);
  text-align: center;
}

@media (min-width: 768px) {
  .footer-bottom {
    flex-direction: row;
    justify-content: center;
    gap: 40px;
    text-align: center;
  }
}

.footer-cmf-seal {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: rgba(255, 255, 255, 0.5);
}

.footer-cmf-seal img {
  height: 14px;
  width: auto;
}

/* ----- Page Hero (header de páginas internas) ----- */
.page-hero {
  background: linear-gradient(135deg, var(--color-blue-700) 0%, var(--color-blue-500) 50%, var(--color-cyan-500) 100%);
  color: var(--color-white);
  padding: 64px 0;
  text-align: center;
}

.page-hero h1 {
  color: var(--color-white);
  font-size: clamp(2.25rem, 5vw, 3rem);
  margin-bottom: 16px;
}

.page-hero p {
  color: var(--color-text-on-dark-muted);
  font-size: 1.125rem;
  max-width: 640px;
  margin: 0 auto;
}

/* ----- Animaciones de scroll ----- */
.fade-in {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.fade-in.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ----- Divisor sutil (línea delgada entre secciones) ----- */
.section-divider {
  border: none;
  border-top: 1px solid var(--color-border);
  margin: 0;
}

/* ----- Page Hero simple (sin gradiente, usado en seguros.html) ----- */
.page-hero-simple {
  text-align: center;
  background-color: var(--color-white);
  padding-bottom: 16px;
}

.page-hero-simple p {
  max-width: 640px;
  margin: 8px auto 0;
  white-space: nowrap;
}

@media (max-width: 640px) {
  .page-hero-simple p {
    white-space: normal;
  }
}

/* ----- Grid de aseguradoras (sitios de interés) ----- */
.insurers-section {
  padding-top: 8px;
}

.insurer-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
}

@media (min-width: 640px) {
  .insurer-grid { grid-template-columns: repeat(3, 1fr); }
}

@media (min-width: 900px) {
  .insurer-grid { grid-template-columns: repeat(4, 1fr); }
}

@media (min-width: 1100px) {
  .insurer-grid { grid-template-columns: repeat(5, 1fr); }
}

.insurer-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: flex-start;
  gap: 8px;
  padding: 18px 14px;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: 12px;
  text-align: center;
  transition: all 250ms ease;
}

.insurer-card:hover {
  border-color: var(--color-brand-primary);
  box-shadow: 0 10px 15px -3px rgba(27, 123, 196, 0.12), 0 4px 6px -2px rgba(27, 123, 196, 0.06);
  transform: translateY(-2px);
}

/* Contenedor de altura fija para que logos de distinto tamaño queden alineados entre sí */
.insurer-card img {
  max-width: 100%;
  width: auto;
  height: 28px;
  object-fit: contain;
  margin-bottom: 10px;
}

.insurer-site {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  font-size: 0.8125rem;
  font-weight: 400;
  color: var(--color-text-tertiary);
}

.insurer-site i {
  font-size: 14px;
  color: var(--color-brand-primary);
}

.insurer-phone {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  font-size: 0.8125rem;
  color: var(--color-text-tertiary);
}

.insurer-phone i {
  font-size: 14px;
  color: var(--color-brand-primary);
}

/* ----- Bloque de seguros (Personas / Empresas): intro foto+texto + carrusel de cards ----- */
.insurance-section-intro {
  display: grid;
  grid-template-columns: 1fr;
  gap: 32px;
  align-items: stretch;
  margin-bottom: 40px;
}

@media (min-width: 900px) {
  .insurance-section-intro {
    grid-template-columns: 0.8fr 1.2fr;
  }
  /* Variante empresas: foto a la derecha */
  .insurance-section-intro-reverse .insurance-intro-image {
    order: 2;
  }
  .insurance-section-intro-reverse .insurance-intro-text {
    order: 1;
  }
}

.insurance-intro-image {
  position: relative;
  border-radius: 16px;
  overflow: hidden;
  background: var(--color-blue-50);
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 360px;
}

.insurance-intro-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.insurance-intro-placeholder {
  color: var(--color-brand-light);
  font-size: 0.875rem;
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.1em;
}

.insurance-intro-text {
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: flex-start;
}

.insurance-intro-text h2 {
  margin: 16px 0 12px;
  font-weight: 600;
}

.insurance-intro-text p {
  font-size: 1.0625rem;
  margin: 0;
  max-width: 540px;
}

/* Divisor sutil entre el intro (título/texto) y el carrusel de cards, mismo ancho que las cards */
.insurance-section-divider {
  border: none;
  border-top: 1px solid var(--color-border);
  margin: 0 0 32px;
}

.insurance-section-dark .insurance-section-divider {
  border-top-color: rgba(255, 255, 255, 0.12);
}

/* Carrusel horizontal de cards de seguros (móvil) -> grid 3 columnas (desktop) */
.insurance-carousel-wrapper {
  position: relative;
}

.insurance-carousel {
  display: grid;
  grid-auto-flow: column;
  grid-auto-columns: minmax(240px, 1fr);
  gap: 32px;
  overflow-x: auto;
  padding-bottom: 8px;
  scroll-snap-type: x mandatory;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: thin;
}

.insurance-carousel > * {
  scroll-snap-align: start;
}

.insurance-carousel::-webkit-scrollbar {
  height: 8px;
}

.insurance-carousel::-webkit-scrollbar-track {
  background: var(--color-blue-50);
  border-radius: 9999px;
}

.insurance-carousel::-webkit-scrollbar-thumb {
  background: var(--color-border-strong);
  border-radius: 9999px;
}

/* Flechita sutil que insinúa el scroll horizontal, solo en móvil/tablet */
.insurance-carousel-hint {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 4px;
  margin-top: 12px;
  font-size: 0.75rem;
  color: var(--color-text-tertiary);
  animation: carousel-hint-nudge 1.6s ease-in-out infinite;
}

.insurance-carousel-hint i {
  font-size: 16px;
  color: var(--color-brand-primary);
}

@keyframes carousel-hint-nudge {
  0%, 100% { transform: translateX(0); opacity: 0.6; }
  50% { transform: translateX(4px); opacity: 1; }
}

@media (min-width: 900px) {
  .insurance-carousel {
    grid-auto-flow: row;
    grid-template-columns: repeat(3, 1fr);
    overflow-x: visible;
    padding-bottom: 0;
    gap: 40px;
  }

  .insurance-carousel-hint {
    display: none;
  }
}

/* Variante oscura de la sección intro+carrusel (usada en Empresas) */
.insurance-section-dark {
  background-color: var(--color-blue-950);
}

.insurance-section-dark .insurance-intro-text h2,
.insurance-section-dark .insurance-intro-text p {
  color: var(--color-white);
}

.insurance-section-dark .insurance-intro-text p {
  color: var(--color-text-on-dark-muted);
}

.insurance-section-dark .badge-dark {
  background-color: rgba(255, 255, 255, 0.15);
  color: var(--color-white);
}

.insurance-section-dark .insurance-carousel-hint {
  color: var(--color-blue-300);
}

.insurance-section-dark .insurance-carousel::-webkit-scrollbar-track {
  background: rgba(255, 255, 255, 0.08);
}

/* En fondo oscuro, quitar cualquier borde visible de las product-card (se ve como filo blanco) */
.insurance-section-dark .product-card {
  border: none;
}

/* ==========================================================================
   6. PREGUNTAS FRECUENTES (acordeón nativo <details>) — preguntas-frecuentes.html
   ========================================================================== */

.faq-list {
  max-width: 820px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.faq-item {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: 14px;
  box-shadow: 0 1px 3px rgba(15, 23, 42, 0.05), 0 10px 24px -16px rgba(15, 23, 42, 0.18);
  overflow: hidden;
  transition: border-color 200ms ease, box-shadow 200ms ease;
}

.faq-item[open] {
  border-color: var(--color-brand-light);
}

.faq-summary {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 20px 24px;
  cursor: pointer;
  list-style: none;
}

.faq-summary::-webkit-details-marker {
  display: none;
}

.faq-number {
  flex-shrink: 0;
  width: 32px;
  height: 32px;
  border-radius: 9999px;
  background: linear-gradient(135deg, var(--color-brand-primary) 0%, var(--color-brand-dark) 100%);
  color: var(--color-white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.8125rem;
  font-weight: 700;
}

.faq-question {
  flex: 1;
  font-size: 1rem;
  font-weight: 600;
  color: var(--color-text-primary);
  line-height: 1.4;
}

.faq-chevron {
  flex-shrink: 0;
  font-size: 20px;
  color: var(--color-text-tertiary);
  transition: transform 250ms ease;
}

.faq-item[open] .faq-chevron {
  transform: rotate(180deg);
}

.faq-answer {
  padding: 0 24px 22px 72px;
}

.faq-answer p {
  margin: 0;
  color: var(--color-text-secondary);
  font-size: 0.9375rem;
  line-height: 1.7;
}

.faq-answer p + p {
  margin-top: 10px;
}

.faq-answer a {
  color: var(--color-brand-dark);
  font-weight: 600;
  text-decoration: underline;
}

@media (max-width: 640px) {
  .faq-summary {
    padding: 16px 18px;
    gap: 12px;
  }
  .faq-question {
    font-size: 0.9375rem;
  }
  .faq-answer {
    padding: 0 18px 18px 18px;
  }
}

/* ==========================================================================
   7. PÁGINAS LEGALES (política de privacidad) — politica-de-privacidad.html
   ========================================================================== */

.legal-content {
  max-width: 820px;
  margin: 0 auto;
}

.legal-updated {
  font-size: 0.875rem;
  color: var(--color-text-tertiary);
  margin-bottom: 28px;
}

.legal-intro {
  font-size: 1.0625rem;
  color: var(--color-text-secondary);
  margin-bottom: 28px;
}

.legal-block {
  margin-bottom: 32px;
}

.legal-block h2 {
  font-size: 1.25rem;
  font-weight: 600;
  color: var(--color-brand-dark);
  margin-bottom: 12px;
  display: flex;
  align-items: baseline;
  gap: 10px;
}

.legal-block h2 .legal-num {
  color: var(--color-brand-primary);
  font-weight: 700;
}

.legal-block p {
  color: var(--color-text-secondary);
  font-size: 0.9375rem;
  line-height: 1.8;
  margin-bottom: 12px;
}

.legal-block p:last-child {
  margin-bottom: 0;
}

.legal-block ul {
  list-style: none;
  margin: 12px 0;
  padding: 0;
}

.legal-block ul li {
  position: relative;
  padding-left: 22px;
  margin-bottom: 8px;
  color: var(--color-text-secondary);
  font-size: 0.9375rem;
  line-height: 1.7;
}

.legal-block ul li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 9px;
  width: 7px;
  height: 7px;
  border-radius: 9999px;
  background: var(--color-brand-primary);
}

.legal-block strong {
  color: var(--color-text-primary);
}

.legal-block a {
  color: var(--color-brand-dark);
  font-weight: 500;
  text-decoration: underline;
}

/* Recuadro de identificación del responsable (razón social, RUT, etc.) */
.legal-identity {
  margin: 8px 0 4px;
  padding: 20px 24px;
  background: var(--color-blue-50);
  border: 1px solid var(--color-border);
  border-radius: 12px;
}

.legal-identity p {
  margin-bottom: 6px;
}

.legal-identity p:last-child {
  margin-bottom: 0;
}

/* ==========================================================================
   8. PRENSA / BLOG — prensa.html + artículos
   ========================================================================== */

/* ----- Índice de prensa: grilla de tarjetas ----- */
.blog-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 32px;
  max-width: 1000px;
  margin: 0 auto;
}

@media (min-width: 768px) {
  .blog-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

.blog-card {
  display: flex;
  flex-direction: column;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 1px 3px rgba(15, 23, 42, 0.06), 0 12px 28px -16px rgba(15, 23, 42, 0.18);
  transition: transform 250ms ease, box-shadow 250ms ease, border-color 250ms ease;
}

.blog-card:hover {
  transform: translateY(-4px);
  border-color: var(--color-brand-primary);
  box-shadow: 0 16px 32px -12px rgba(27, 123, 196, 0.22);
}

.blog-card-image {
  position: relative;
  aspect-ratio: 3 / 2;
  overflow: hidden;
  background: var(--color-blue-50);
}

.blog-card-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 400ms ease;
}

.blog-card:hover .blog-card-image img {
  transform: scale(1.04);
}

.blog-card-tag {
  position: absolute;
  top: 16px;
  left: 16px;
  background: var(--color-brand-dark);
  color: var(--color-white);
  font-size: 0.6875rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  padding: 6px 14px;
  border-radius: 9999px;
}

.blog-card-body {
  display: flex;
  flex-direction: column;
  flex: 1;
  padding: 24px;
}

.blog-card-meta {
  font-size: 0.8125rem;
  color: var(--color-text-tertiary);
  font-weight: 500;
  margin-bottom: 10px;
}

.blog-card-body h2 {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.3;
  margin-bottom: 12px;
}

.blog-card-body p {
  font-size: 0.9375rem;
  line-height: 1.7;
  color: var(--color-text-secondary);
  margin-bottom: 20px;
  flex: 1;
}

.blog-card-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-brand-dark);
}

.blog-card:hover .blog-card-link {
  color: var(--color-brand-primary);
}

.blog-card-link i {
  font-size: 16px;
  transition: transform 200ms ease;
}

.blog-card:hover .blog-card-link i {
  transform: translateX(3px);
}

/* ----- Artículo individual ----- */
.article {
  max-width: 760px;
  margin: 0 auto;
}

.article-back {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-brand-dark);
  margin-bottom: 32px;
}

.article-back:hover {
  color: var(--color-brand-primary);
}

.article-header {
  text-align: center;
  margin-bottom: 32px;
}

.article-tag {
  display: inline-block;
  background: var(--color-blue-100);
  color: var(--color-brand-dark);
  font-size: 0.6875rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  padding: 6px 14px;
  border-radius: 9999px;
  margin-bottom: 16px;
}

.article-header h1 {
  font-size: clamp(1.875rem, 4vw, 2.5rem);
  line-height: 1.2;
  margin-bottom: 16px;
}

.article-meta {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 8px 16px;
  font-size: 0.875rem;
  color: var(--color-text-tertiary);
}

.article-meta span {
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.article-meta i {
  font-size: 16px;
  color: var(--color-brand-primary);
}

.article-hero-image {
  border-radius: 16px;
  overflow: hidden;
  margin-bottom: 40px;
  box-shadow: 0 12px 28px -14px rgba(15, 23, 42, 0.3);
}

.article-hero-image img {
  width: 100%;
  height: auto;
}

/* Cuerpo del artículo (prosa) */
.article-lead {
  font-size: 1.1875rem;
  line-height: 1.75;
  color: var(--color-text-primary);
  margin-bottom: 28px;
}

.article-body p {
  font-size: 1.0625rem;
  line-height: 1.85;
  color: var(--color-text-secondary);
  margin-bottom: 24px;
}

/* Justificar solo en pantallas anchas: en móvil el justificado abre "ríos" de espacios feos */
@media (min-width: 700px) {
  .article-lead,
  .article-body p {
    text-align: justify;
    hyphens: auto;
  }
}

.article-body h2 {
  font-size: 1.5rem;
  font-weight: 600;
  color: var(--color-brand-dark);
  margin: 40px 0 16px;
}

.article-body strong {
  color: var(--color-text-primary);
}

/* Cita destacada dentro del artículo */
.article-quote {
  margin: 32px 0;
  padding: 8px 0 8px 28px;
  border-left: 4px solid var(--color-brand-primary);
  font-size: 1.25rem;
  line-height: 1.6;
  font-style: italic;
  color: var(--color-text-primary);
}

/* Figura: imagen + pie (para el recorte del diario) */
.article-figure {
  margin: 40px 0;
}

.article-figure img {
  width: 100%;
  height: auto;
  border-radius: 12px;
  border: 1px solid var(--color-border);
  box-shadow: 0 8px 20px -12px rgba(15, 23, 42, 0.25);
}

.article-figure figcaption {
  margin-top: 12px;
  font-size: 0.8125rem;
  color: var(--color-text-tertiary);
  text-align: center;
  font-style: italic;
}

/* Recuadro de cierre / insight de marca */
.article-insight {
  margin: 40px 0 8px;
  padding: 28px 32px;
  background: var(--color-blue-50);
  border: 1px solid var(--color-border);
  border-radius: 16px;
}

.article-insight p {
  margin: 0;
  font-size: 1.0625rem;
  line-height: 1.8;
  color: var(--color-text-secondary);
}

.article-insight p strong {
  color: var(--color-brand-dark);
}

/* Botón de cierre del artículo (WhatsApp / asesoría) */
.article-cta {
  text-align: center;
  margin-top: 40px;
}

/* En móvil el texto del botón es largo: reducir tamaño para que no se vea enorme */
@media (max-width: 640px) {
  .article-cta .btn {
    width: 100%;
    padding: 14px 20px;
    font-size: 0.9375rem;
  }
}

@media (max-width: 640px) {
  .article-insight {
    padding: 22px 20px;
  }
  .article-quote {
    font-size: 1.125rem;
    padding-left: 20px;
  }
}